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Archive for February, 2009

 

I want to refinance my home?

Friday, February 27th, 2009
kayechoate asked:


I want to refinance withoutt my husband on the loan or title were going through a divorce, he is willing to sign a quick claim deed. Can anyone offer a mortage company that will help me. I am presently stuck in an adjustable rate .

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Can you negotiate a lower price when you payoff an auto loan?

Friday, February 27th, 2009
NicoNico asked:


I am aware that this can be done when buying out your lease, but what about when you are just paying off your loan? Oh, one more thing, we already have a pretty low interest rate; so refinancing isn’t really an option. Thanks!!

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I want to make a payment on my car loan, but?

Friday, February 27th, 2009
Divagurl asked:


Should I just pay it, or ask if I can get the loan refinanced? I have been paying on the loan for 2 1/2 years. I have 2 1/2 to go….

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How do I get a better intrest rate on car loan?

Thursday, February 26th, 2009
kungfoomastae asked:


my credit score is 590 and credit has no bad hits just extended with school loans and car pmt now…… what can I do to get a low intrest rate or good refinance rate?

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Refinancing my auto loan?

Thursday, February 26th, 2009
Ashley B asked:


I want to refinance my current auto loan, and i don’t know alot about refinancing because i never did it before. First, how many payments do i have to make on time before i can check with different companies about refinancing? Some people have told me you can refinance after 6 months of on time payments. Second, how much will my payments or interest rate drop from my current rates? Third where is the company/bank to go for refinancing?

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Why would a financial institution want a power of attorney for an auto loan instead of just a lein hold?

Thursday, February 26th, 2009
luvwknd . asked:


I am attempting to refinance a 2006 model auto with a different institution for a lower interest rate however, this institution wants a power of attorney over the vehicle. I’ve had hundreds of auto loans and have NEVER given a POA to the lending institution - so why now?

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I Have A Car Loan Through HSBC How Can I Get Out Of the Loan what are my rights as a consumer ?

Thursday, February 26th, 2009
chris b asked:


The payments to high and the interest is killing me i pay like 500 in on the car all that really gets paid on the car is like 120 the rest is interest i still owe like 16000 on the car no one will refinance i just need help when im like one day late with a payment theyll call you like 10 times a day hsbc sucks dont ever get a loan through them theirs always these late charges even when ur not late thats when the calls start like 10 times a day even on sunday i just want to know if theirs a legal way to get out of the contract by the way the car doesnt even work anymore it stalls like crazy

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Is there any chanse to refinance my house ?I have an adjustable loan.home value went down.i just want a fix?

Wednesday, February 25th, 2009
lorena_in_sua asked:


in september 1 will be 2 years since i bought the house and my payment will go up with 500$ a month.I hardly can pay now…but then..will be imposibble.I have a prepayment penalty till sept.1st.Home value went down..does anyone know what i can do?I just wanna save a foreclosure..but i cannot pay more than im paying now.The interest is high 8.3(1499.99$a month..and this will be adjustable from september) and11.7.for the second loan.I just want to keppit the way it is (or lower rates better)Is there anything I can do?I didt know anything when I bought the house..about prepayment penalty..and the broker took advantaje…and now..im suffering.CAn someone help?Thanks a lot!

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What does a loan Officer usually have to focus on regarding Borrowers documentation?

Wednesday, February 25th, 2009
JESS asked:


What are the principles in refinancing, Cashing out and taking money aways from the homes equity?, How much does a loan officer make a year if they work for theirselves and with a bank?

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I want to refinance from a balloon to a 15 year fixed rate mortgage?

Wednesday, February 25th, 2009
Claudio F asked:


I live in Saginaw, Michigan.
The house is supposed to be worth $95k.
I still owe $68k.
I refinanced already twice and didn’t have to pay PMI because the first mortgage was a VA loan.
Will I have to pay PMI this time, and what lender should I choose?
The balloon mortgage is due in september 2010.

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